.01
about us
Millard Capital Advisors, LLC (MCA) is an Advisory Firm providing consulting and brokering services in the secondary market for Residential, Commercial and Consumer assets. We raise capital for asset and money managers who are focused in the mortgage and real estate markets.
MCA LLC was founded and organized by Michael Millard and Dorothy Mosko in Fairfield County Connecticut in 2017. Michael is registered with Pickwick Capital Partners, LLC which provides Broker Dealer services.
Expertise and services:
- Provide Advisory and Capital raising services in the mortgage, real estate and REIT markets
- Provide Whole Loan pre-sale advisory and preparation guidance
- Deliver non-structured balance sheet solutions to our Clients
- Consult and facilitate asset generation sales in the mortgage markets
Integrity • Confidentiality • Service.
.02
the need
Post the 2008 market crisis, the financial markets experienced disintermediation by the traditional Broker Dealers involved in the mortgage capital markets. Wall Street’s reluctance to provide balance sheet solutions to their customers has impacted market liquidity for institutions. This disintermediation created opportunities for experienced Brokers and Placement Agents with the skills to negotiate, structure and transact whole loans and to develop non-structured solutions for the secondary market. Non-traditional Firms with strong relationships and experienced talent have taken market share from the Broker Dealer community.
The importance of having the ability to underwrite has been replaced by the ability to establish direct relationships between sellers and investors that result in ongoing liquidity. MCA can meet the need by providing brokerage or secondary market services to institutional investors. MCA’s goal is to provide premier non-structured market solutions to our clients.
.03
the team
michael millard
Michael Millard has been specializing in the commercial and residential mortgage secondary markets for over 35 years. Prior to forming Millard Capital Advisors, LLC, he spent 19 years as Managing Director at WJ Mayer & Co./ William J. Mayer Securities , LLC. Michael was responsible for Business Development between Originators and Investors for Commercial and Residential Mortgages with a particular focus on creating Mortgage Flow programs and bulk sales in the secondary mortgage markets. Earlier in his career, he sold and traded FHA Insured Multi-family loans and was at the vanguard of the CMBS market while with USGI Inc and Cheslock Baaker Associates. Michael’s career started at Merrill Lynch and Citibank. He received his undergraduate degree from Amherst College and holds series 7, 50 & 63 licenses.
Tel: 203-912-8707
Dorothy mosko
Dorothy Mosko has been involved with strategic initiative development and execution for 30 years, with a focus in Financial Services for the past 16 years . Prior to forming Millard Capital Advisors, LLC she was consulting on an operations initiative at a Connecticut HedgeFund and worked with Soros Fund Management leading and executing business initiatives across the front, middle and back office. Dorothy has a background in business development and sales. She worked in Alternative Healthcare and the Building Industry prior to Financial Services. Dorothy earned her undergraduate degree from Caldwell University.
Tel: 646-573-3301
